Personal Financial Planning
As a solutions-based firm, we do not have a selection of services for clients to choose from. Instead, we guide each client through a specialized process designed to identify their wants and goals for the future. Based on client input, we recommend strategies intended to achieve those goals and alleviate concerns.
Step 1: Discover
Our initial meeting is an in-depth exploration of your financial life. We discuss your assets, investment history, debts, upcoming purchases, and opinions about money to better understand your financial make-up. During this meeting no products are suggested and no recommendations are made. It is our time to learn your situation and how our team can help you manage your money.
Step 2: Analysis
After the initial meeting, we analyze the data we have gathered and identify areas of your financial life that can be improved. This analysis also incorporates your goals. Whether you want to save more for retirement, travel, or ensure you can leave a legacy for your loved ones, we will ensure these needs are covered in our findings.
Step 3: Recommendations
In our second meeting, we deliver investment recommendations and a financial plan customized for your needs. We explain how the information you provided was used to draw our conclusions. You approve the recommendations, and our team implements the plan.
Step 4: Maintenance
Just because your plan is complete does not mean our work is finished. We perform ongoing account/plan reviews with our clients. Should your circumstances change, your plan will also be adjusted to reflect a changing lifestyle.